Smart Box is COMPULSORY – No Insurance policy will remain active without the fitment of the Smart – Box. The fitment must be done within 14 days of inception
Excess
The BASIC EXCESS is R5500
This is for damage to the insured’s own vehicle (accident, theft or hi-jack) and 3rd party claims
Excess is 20% of the claim with a minimum of R500 for the following:
Windscreen
Specified non-standard accessories
Sound system
Excess is R350 for key and lock claims
ADDITIONAL EXCESSES* of 10% of a claim with a minimum of R5500 for incidents:
where no 3rd party vehicle is involves or if the insured claims in the first 12 months of the start of policy
where the Oakhurst Smart-Box is not fitted or fully functional (theft or hi-jack claims will not be covered)
as a result of a claim occurring between 10pm and 4am or failure to report an incident to the South African Police Service within 24hours of the incident occurring, when possible within reason
*These excesses are cumulative (i.e. added together)
We will never apply the additional excess when:
The insured’s vehicle is rear-ended by another vehicle (i.e. another vehicle drives into the back of the insured’s vehicle)
The insured’s vehicle is legally parked and then hit by another vehicle
The insured’s vehicle is recovered after being stolen and there is damage to the insured’s vehicle which falls within our policy conditions for a valid claim
Important notice:
Whenever another vehicle is involved, the insured needs to give us details of the third/ other party and vehicle for these excess waivers to apply.
The insured’s excess is not subject to VAT
The basic excess is REDUCED after every claim free year the client is insured with Oakhurst.
All Datsun Insurance Customers are Gold Club Members
Road Emergency Benefits
In case of accident or breakdown, clients receive a range of roadside emergency benefits including towing, transport to a place of safety and flat battery, flat tyre and fuel assistance .
Medical Emergency Benefits
Customer is assisted with transportation, advice, home transfer and more .
Legal Emergency Benefits
Legal advice and referral, as well as assistance with legal documentation, during a legal emergency .
Road Protect Benefits
Customer receives fine Protect; License Protect; Pothole Protect.
Lifestyle Discounts & Benefits
Customer receives discounts and preferential rates from Tiger Wheel & Tyre and Tyres & More , as well as a discounted car hire booking service .
Designated Driver Benefit
Customer can use the of a personal driver for 12 free trips per year of up to 50km each(from pick up to drop off)in their insured car .
High Level Process
Step 1: Proposal Form to be completed and sent with the application datsun@oakhurstins.co.za
Step 2: Insurance confirmation is sent back to F&I .
Step 3: Any queries please direct to the call centre on 0861 001 087
Oakhurst Process
Customer receives welcome pack and welcome call within 30 days.
