Terms and Conditions

DATSUN FINANCIAL SERVICES INSURANCE

In collaboration with Oakhurst Insurance Company

  • NO Underwriting Criteria
    • All customers qualify
    • Smart Box is COMPULSORY – No Insurance policy will remain active without the fitment of the Smart – Box. The fitment must be done within 14 days of inception
  • Excess
    • The BASIC EXCESS is R5500
    • This is for damage to the insured’s own vehicle (accident, theft or hi-jack) and 3rd party claims
    • Excess is 20% of the claim with a minimum of R500 for the following:
      • Windscreen
      • Specified non-standard accessories
      • Sound system
    • Excess is R350 for key and lock claims
    • ADDITIONAL EXCESSES* of 10% of a claim with a minimum of R5500 for incidents:
      • where no 3rd party vehicle is involves or if the insured claims in the first 12 months of the start of policy
      • where the Oakhurst Smart-Box is not fitted or fully functional (theft or hi-jack claims will not be covered)
      • as a result of a claim occurring between 10pm and 4am or failure to report an incident to the South African Police Service within 24hours of the incident occurring, when possible within reason
      • *These excesses are cumulative (i.e. added together)
    • We will never apply the additional excess when:
    • The insured’s vehicle is rear-ended by another vehicle (i.e. another vehicle drives into the back of the insured’s vehicle)
    • The insured’s vehicle is legally parked  and then hit by another vehicle
    • The insured’s vehicle is recovered after being stolen and there is damage to the insured’s vehicle which falls within our policy conditions for a valid claim
  • Important notice:
    • Whenever another vehicle is involved, the insured needs to give us details of the third/ other party and vehicle for these excess waivers to apply.
    • The insured’s excess is not subject to VAT
    • The basic excess is REDUCED after every claim free year the client is insured with Oakhurst.
  • All Datsun Insurance Customers are Gold Club Members
  • Road Emergency Benefits
    • In case of accident or breakdown, clients receive a range of roadside emergency benefits including towing, transport to a place of safety and flat battery, flat tyre and fuel assistance .
  • Medical Emergency Benefits
    • Customer is assisted with transportation, advice, home transfer and more .
  • Legal Emergency Benefits
    • Legal advice and referral, as well as assistance with legal documentation, during a legal emergency .
  • Road Protect Benefits
    • Customer receives fine Protect; License Protect; Pothole Protect.
  • Lifestyle Discounts & Benefits
    • Customer receives discounts and preferential rates from Tiger Wheel & Tyre and Tyres & More , as well as a discounted car hire booking service .
  • Designated Driver Benefit
    • Customer can use the of a personal driver for 12 free trips per year of up to 50km each(from pick up to drop off)in their insured car .
  • High Level Process
    • Step 1: Proposal Form to be completed and sent with the application datsun@oakhurstins.co.za
    • Step 2: Insurance confirmation is sent back to F&I .
    • Step 3: Any queries please direct to the call centre on 0861 001 087
  • Oakhurst Process
    • Customer receives welcome pack and welcome call within 30 days.